LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,053
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,704
−HK$1,676/mo
Today · 4.125%
HK$56,380
baseline
▲ 0.50% · 4.625%
HK$59,811
+HK$3,431/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,760/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,021
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,604
−HK$1,606/mo
Today · 4.125%
HK$62,210
baseline
▲ 0.50% · 4.625%
HK$65,489
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,420/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,664
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,644
−HK$2,012/mo
Today · 4.125%
HK$67,656
baseline
▲ 0.50% · 4.625%
HK$71,773
+HK$4,117/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,312/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,826
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,725
−HK$1,927/mo
Today · 4.125%
HK$74,652
baseline
▲ 0.50% · 4.625%
HK$78,587
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,304/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,275
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,585
−HK$2,347/mo
Today · 4.125%
HK$78,932
baseline
▲ 0.50% · 4.625%
HK$83,735
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,864/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,630
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,846
−HK$2,248/mo
Today · 4.125%
HK$87,094
baseline
▲ 0.50% · 4.625%
HK$91,685
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,188/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,496
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,467
−HK$3,018/mo
Today · 4.125%
HK$101,485
baseline
▲ 0.50% · 4.625%
HK$107,660
+HK$6,175/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,970/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,239
−HK$5,739/mo
▼ 0.25% · 3.875%
HK$109,088
−HK$2,890/mo
Today · 4.125%
HK$111,978
baseline
▲ 0.50% · 4.625%
HK$117,881
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,956/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,824 · Scale 2, in force from 26 Feb 2026)