LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,054
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,705
−HK$1,676/mo
Today · 4.125%
HK$56,381
baseline
▲ 0.50% · 4.625%
HK$59,812
+HK$3,431/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,762/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,022
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,605
−HK$1,606/mo
Today · 4.125%
HK$62,211
baseline
▲ 0.50% · 4.625%
HK$65,491
+HK$3,280/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,422/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,665
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,646
−HK$2,012/mo
Today · 4.125%
HK$67,658
baseline
▲ 0.50% · 4.625%
HK$71,774
+HK$4,116/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,316/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,827
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,727
−HK$1,927/mo
Today · 4.125%
HK$74,654
baseline
▲ 0.50% · 4.625%
HK$78,589
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,308/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,276
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,587
−HK$2,347/mo
Today · 4.125%
HK$78,934
baseline
▲ 0.50% · 4.625%
HK$83,737
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,868/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,631
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,848
−HK$2,248/mo
Today · 4.125%
HK$87,096
baseline
▲ 0.50% · 4.625%
HK$91,687
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,192/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,498
−HK$5,988/mo
▼ 0.25% · 3.875%
HK$98,468
−HK$3,018/mo
Today · 4.125%
HK$101,486
baseline
▲ 0.50% · 4.625%
HK$107,662
+HK$6,176/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,972/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,240
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,090
−HK$2,890/mo
Today · 4.125%
HK$111,980
baseline
▲ 0.50% · 4.625%
HK$117,883
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,960/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,842 · Scale 2, in force from 26 Feb 2026)