LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,056
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,706
−HK$1,677/mo
Today · 4.125%
HK$56,383
baseline
▲ 0.50% · 4.625%
HK$59,813
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,766/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,024
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,607
−HK$1,606/mo
Today · 4.125%
HK$62,213
baseline
▲ 0.50% · 4.625%
HK$65,492
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,426/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,667
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$65,647
−HK$2,012/mo
Today · 4.125%
HK$67,659
baseline
▲ 0.50% · 4.625%
HK$71,776
+HK$4,117/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,318/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,829
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,728
−HK$1,927/mo
Today · 4.125%
HK$74,655
baseline
▲ 0.50% · 4.625%
HK$78,590
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,310/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,278
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,588
−HK$2,348/mo
Today · 4.125%
HK$78,936
baseline
▲ 0.50% · 4.625%
HK$83,739
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,872/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,633
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,849
−HK$2,249/mo
Today · 4.125%
HK$87,098
baseline
▲ 0.50% · 4.625%
HK$91,689
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,196/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,500
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,471
−HK$3,018/mo
Today · 4.125%
HK$101,489
baseline
▲ 0.50% · 4.625%
HK$107,664
+HK$6,175/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,978/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,243
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,092
−HK$2,891/mo
Today · 4.125%
HK$111,983
baseline
▲ 0.50% · 4.625%
HK$117,886
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,966/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,864 · Scale 2, in force from 26 Feb 2026)