LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,057
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,707
−HK$1,677/mo
Today · 4.125%
HK$56,384
baseline
▲ 0.50% · 4.625%
HK$59,815
+HK$3,431/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,768/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,025
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,608
−HK$1,606/mo
Today · 4.125%
HK$62,214
baseline
▲ 0.50% · 4.625%
HK$65,494
+HK$3,280/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,428/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,668
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,649
−HK$2,012/mo
Today · 4.125%
HK$67,661
baseline
▲ 0.50% · 4.625%
HK$71,778
+HK$4,117/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,322/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,831
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$72,730
−HK$1,927/mo
Today · 4.125%
HK$74,657
baseline
▲ 0.50% · 4.625%
HK$78,593
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,314/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,280
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,590
−HK$2,348/mo
Today · 4.125%
HK$78,938
baseline
▲ 0.50% · 4.625%
HK$83,741
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,876/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,636
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,852
−HK$2,248/mo
Today · 4.125%
HK$87,100
baseline
▲ 0.50% · 4.625%
HK$91,691
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,200/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,503
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,473
−HK$3,019/mo
Today · 4.125%
HK$101,492
baseline
▲ 0.50% · 4.625%
HK$107,667
+HK$6,175/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,984/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,246
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,095
−HK$2,891/mo
Today · 4.125%
HK$111,986
baseline
▲ 0.50% · 4.625%
HK$117,889
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,972/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,891 · Scale 2, in force from 26 Feb 2026)