LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,057
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,708
−HK$1,677/mo
Today · 4.125%
HK$56,385
baseline
▲ 0.50% · 4.625%
HK$59,815
+HK$3,430/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$112,770/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,026
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,609
−HK$1,606/mo
Today · 4.125%
HK$62,215
baseline
▲ 0.50% · 4.625%
HK$65,494
+HK$3,279/mo
Deposit HK$11.63M · loan HK$11.63M · min. income ≈ HK$124,430/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,669
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,649
−HK$2,013/mo
Today · 4.125%
HK$67,662
baseline
▲ 0.50% · 4.625%
HK$71,779
+HK$4,117/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,324/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,831
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,731
−HK$1,927/mo
Today · 4.125%
HK$74,658
baseline
▲ 0.50% · 4.625%
HK$78,593
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,316/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,280
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,591
−HK$2,347/mo
Today · 4.125%
HK$78,938
baseline
▲ 0.50% · 4.625%
HK$83,742
+HK$4,804/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,876/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,636
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,852
−HK$2,249/mo
Today · 4.125%
HK$87,101
baseline
▲ 0.50% · 4.625%
HK$91,692
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,202/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,503
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,474
−HK$3,018/mo
Today · 4.125%
HK$101,492
baseline
▲ 0.50% · 4.625%
HK$107,668
+HK$6,176/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$202,984/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,247
−HK$5,740/mo
▼ 0.25% · 3.875%
HK$109,096
−HK$2,891/mo
Today · 4.125%
HK$111,987
baseline
▲ 0.50% · 4.625%
HK$117,890
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,974/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,898 · Scale 2, in force from 26 Feb 2026)