LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,062
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,713
−HK$1,677/mo
Today · 4.125%
HK$56,390
baseline
▲ 0.50% · 4.625%
HK$59,821
+HK$3,431/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,780/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,031
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,614
−HK$1,606/mo
Today · 4.125%
HK$62,220
baseline
▲ 0.50% · 4.625%
HK$65,500
+HK$3,280/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,440/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,675
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,655
−HK$2,013/mo
Today · 4.125%
HK$67,668
baseline
▲ 0.50% · 4.625%
HK$71,785
+HK$4,117/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,336/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,837
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,737
−HK$1,927/mo
Today · 4.125%
HK$74,664
baseline
▲ 0.50% · 4.625%
HK$78,600
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,328/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,287
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,598
−HK$2,347/mo
Today · 4.125%
HK$78,945
baseline
▲ 0.50% · 4.625%
HK$83,749
+HK$4,804/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,890/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,644
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,860
−HK$2,249/mo
Today · 4.125%
HK$87,109
baseline
▲ 0.50% · 4.625%
HK$91,700
+HK$4,591/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,218/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,512
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,483
−HK$3,018/mo
Today · 4.125%
HK$101,501
baseline
▲ 0.50% · 4.625%
HK$107,677
+HK$6,176/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$203,002/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,256
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,106
−HK$2,891/mo
Today · 4.125%
HK$111,997
baseline
▲ 0.50% · 4.625%
HK$117,900
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,994/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,987 · Scale 2, in force from 26 Feb 2026)