LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,063
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,713
−HK$1,677/mo
Today · 4.125%
HK$56,390
baseline
▲ 0.50% · 4.625%
HK$59,821
+HK$3,431/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,780/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,032
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,615
−HK$1,606/mo
Today · 4.125%
HK$62,221
baseline
▲ 0.50% · 4.625%
HK$65,501
+HK$3,280/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,442/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,675
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,656
−HK$2,012/mo
Today · 4.125%
HK$67,668
baseline
▲ 0.50% · 4.625%
HK$71,786
+HK$4,118/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,336/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,838
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,738
−HK$1,927/mo
Today · 4.125%
HK$74,665
baseline
▲ 0.50% · 4.625%
HK$78,601
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,330/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,288
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,598
−HK$2,348/mo
Today · 4.125%
HK$78,946
baseline
▲ 0.50% · 4.625%
HK$83,750
+HK$4,804/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,892/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,644
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,861
−HK$2,248/mo
Today · 4.125%
HK$87,109
baseline
▲ 0.50% · 4.625%
HK$91,701
+HK$4,592/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,218/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,513
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,484
−HK$3,018/mo
Today · 4.125%
HK$101,502
baseline
▲ 0.50% · 4.625%
HK$107,678
+HK$6,176/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$203,004/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,257
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,107
−HK$2,891/mo
Today · 4.125%
HK$111,998
baseline
▲ 0.50% · 4.625%
HK$117,901
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$223,996/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$988,994 · Scale 2, in force from 26 Feb 2026)