LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,064
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,714
−HK$1,677/mo
Today · 4.125%
HK$56,391
baseline
▲ 0.50% · 4.625%
HK$59,822
+HK$3,431/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,782/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,033
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,616
−HK$1,606/mo
Today · 4.125%
HK$62,222
baseline
▲ 0.50% · 4.625%
HK$65,502
+HK$3,280/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,444/mo (50% DSR)
Upfront cash ≈ HK$12.62M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,676
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,657
−HK$2,012/mo
Today · 4.125%
HK$67,669
baseline
▲ 0.50% · 4.625%
HK$71,787
+HK$4,118/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,338/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,839
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,739
−HK$1,928/mo
Today · 4.125%
HK$74,667
baseline
▲ 0.50% · 4.625%
HK$78,602
+HK$3,935/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,334/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,289
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,600
−HK$2,348/mo
Today · 4.125%
HK$78,948
baseline
▲ 0.50% · 4.625%
HK$83,751
+HK$4,803/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,896/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,646
−HK$4,465/mo
▼ 0.25% · 3.875%
HK$84,862
−HK$2,249/mo
Today · 4.125%
HK$87,111
baseline
▲ 0.50% · 4.625%
HK$91,703
+HK$4,592/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,222/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,515
−HK$5,989/mo
▼ 0.25% · 3.875%
HK$98,486
−HK$3,018/mo
Today · 4.125%
HK$101,504
baseline
▲ 0.50% · 4.625%
HK$107,680
+HK$6,176/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$203,008/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,259
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,109
−HK$2,891/mo
Today · 4.125%
HK$112,000
baseline
▲ 0.50% · 4.625%
HK$117,903
+HK$5,903/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$224,000/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,014 · Scale 2, in force from 26 Feb 2026)