LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,066
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,717
−HK$1,677/mo
Today · 4.125%
HK$56,394
baseline
▲ 0.50% · 4.625%
HK$59,826
+HK$3,432/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,788/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,036
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,619
−HK$1,606/mo
Today · 4.125%
HK$62,225
baseline
▲ 0.50% · 4.625%
HK$65,505
+HK$3,280/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,450/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,680
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,661
−HK$2,012/mo
Today · 4.125%
HK$67,673
baseline
▲ 0.50% · 4.625%
HK$71,791
+HK$4,118/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,346/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,843
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,743
−HK$1,928/mo
Today · 4.125%
HK$74,671
baseline
▲ 0.50% · 4.625%
HK$78,607
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,342/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,293
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,604
−HK$2,348/mo
Today · 4.125%
HK$78,952
baseline
▲ 0.50% · 4.625%
HK$83,756
+HK$4,804/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,904/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,650
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,867
−HK$2,249/mo
Today · 4.125%
HK$87,116
baseline
▲ 0.50% · 4.625%
HK$91,708
+HK$4,592/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,232/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,520
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,491
−HK$3,019/mo
Today · 4.125%
HK$101,510
baseline
▲ 0.50% · 4.625%
HK$107,686
+HK$6,176/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$203,020/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,265
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,115
−HK$2,891/mo
Today · 4.125%
HK$112,006
baseline
▲ 0.50% · 4.625%
HK$117,910
+HK$5,904/mo
Deposit HK$2.33M · loan HK$20.94M · min. income ≈ HK$224,012/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,067 · Scale 2, in force from 26 Feb 2026)