LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,068
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,718
−HK$1,677/mo
Today · 4.125%
HK$56,395
baseline
▲ 0.50% · 4.625%
HK$59,827
+HK$3,432/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,790/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,037
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,621
−HK$1,606/mo
Today · 4.125%
HK$62,227
baseline
▲ 0.50% · 4.625%
HK$65,507
+HK$3,280/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,454/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,681
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,662
−HK$2,013/mo
Today · 4.125%
HK$67,675
baseline
▲ 0.50% · 4.625%
HK$71,792
+HK$4,117/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,350/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,845
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,745
−HK$1,927/mo
Today · 4.125%
HK$74,672
baseline
▲ 0.50% · 4.625%
HK$78,608
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,344/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,295
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,606
−HK$2,348/mo
Today · 4.125%
HK$78,954
baseline
▲ 0.50% · 4.625%
HK$83,758
+HK$4,804/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,908/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,652
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,869
−HK$2,249/mo
Today · 4.125%
HK$87,118
baseline
▲ 0.50% · 4.625%
HK$91,710
+HK$4,592/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,236/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,522
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,493
−HK$3,019/mo
Today · 4.125%
HK$101,512
baseline
▲ 0.50% · 4.625%
HK$107,689
+HK$6,177/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,024/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,267
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,117
−HK$2,891/mo
Today · 4.125%
HK$112,008
baseline
▲ 0.50% · 4.625%
HK$117,912
+HK$5,904/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,016/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,089 · Scale 2, in force from 26 Feb 2026)