LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,070
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,720
−HK$1,677/mo
Today · 4.125%
HK$56,397
baseline
▲ 0.50% · 4.625%
HK$59,829
+HK$3,432/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,794/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,039
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,623
−HK$1,606/mo
Today · 4.125%
HK$62,229
baseline
▲ 0.50% · 4.625%
HK$65,509
+HK$3,280/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,458/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,683
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,664
−HK$2,013/mo
Today · 4.125%
HK$67,677
baseline
▲ 0.50% · 4.625%
HK$71,795
+HK$4,118/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$135,354/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,847
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,747
−HK$1,928/mo
Today · 4.125%
HK$74,675
baseline
▲ 0.50% · 4.625%
HK$78,611
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.96M · min. income ≈ HK$149,350/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,297
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$76,608
−HK$2,348/mo
Today · 4.125%
HK$78,956
baseline
▲ 0.50% · 4.625%
HK$83,761
+HK$4,805/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,912/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,655
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,872
−HK$2,249/mo
Today · 4.125%
HK$87,121
baseline
▲ 0.50% · 4.625%
HK$91,713
+HK$4,592/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,242/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,525
−HK$5,990/mo
▼ 0.25% · 3.875%
HK$98,497
−HK$3,018/mo
Today · 4.125%
HK$101,515
baseline
▲ 0.50% · 4.625%
HK$107,692
+HK$6,177/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,030/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,271
−HK$5,741/mo
▼ 0.25% · 3.875%
HK$109,121
−HK$2,891/mo
Today · 4.125%
HK$112,012
baseline
▲ 0.50% · 4.625%
HK$117,917
+HK$5,905/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,024/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,124 · Scale 2, in force from 26 Feb 2026)