LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,075
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,726
−HK$1,677/mo
Today · 4.125%
HK$56,403
baseline
▲ 0.50% · 4.625%
HK$59,835
+HK$3,432/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,806/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,045
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,629
−HK$1,606/mo
Today · 4.125%
HK$62,235
baseline
▲ 0.50% · 4.625%
HK$65,516
+HK$3,281/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,470/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,690
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,671
−HK$2,013/mo
Today · 4.125%
HK$67,684
baseline
▲ 0.50% · 4.625%
HK$71,802
+HK$4,118/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,368/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,855
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,755
−HK$1,928/mo
Today · 4.125%
HK$74,683
baseline
▲ 0.50% · 4.625%
HK$78,619
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,366/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,305
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,616
−HK$2,349/mo
Today · 4.125%
HK$78,965
baseline
▲ 0.50% · 4.625%
HK$83,769
+HK$4,804/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,930/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,664
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,881
−HK$2,249/mo
Today · 4.125%
HK$87,130
baseline
▲ 0.50% · 4.625%
HK$91,722
+HK$4,592/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,260/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,535
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,507
−HK$3,019/mo
Today · 4.125%
HK$101,526
baseline
▲ 0.50% · 4.625%
HK$107,704
+HK$6,178/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,052/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,282
−HK$5,742/mo
▼ 0.25% · 3.875%
HK$109,132
−HK$2,892/mo
Today · 4.125%
HK$112,024
baseline
▲ 0.50% · 4.625%
HK$117,929
+HK$5,905/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,048/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,226 · Scale 2, in force from 26 Feb 2026)