LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,078
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,729
−HK$1,677/mo
Today · 4.125%
HK$56,406
baseline
▲ 0.50% · 4.625%
HK$59,838
+HK$3,432/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,812/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,049
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,632
−HK$1,607/mo
Today · 4.125%
HK$62,239
baseline
▲ 0.50% · 4.625%
HK$65,519
+HK$3,280/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,478/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,693
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,675
−HK$2,013/mo
Today · 4.125%
HK$67,688
baseline
▲ 0.50% · 4.625%
HK$71,806
+HK$4,118/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,376/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,858
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,759
−HK$1,928/mo
Today · 4.125%
HK$74,687
baseline
▲ 0.50% · 4.625%
HK$78,623
+HK$3,936/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,374/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,309
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,620
−HK$2,349/mo
Today · 4.125%
HK$78,969
baseline
▲ 0.50% · 4.625%
HK$83,774
+HK$4,805/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,938/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,668
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,885
−HK$2,249/mo
Today · 4.125%
HK$87,134
baseline
▲ 0.50% · 4.625%
HK$91,727
+HK$4,593/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,268/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,540
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,512
−HK$3,019/mo
Today · 4.125%
HK$101,531
baseline
▲ 0.50% · 4.625%
HK$107,709
+HK$6,178/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,062/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,287
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,138
−HK$2,892/mo
Today · 4.125%
HK$112,030
baseline
▲ 0.50% · 4.625%
HK$117,935
+HK$5,905/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,060/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,279 · Scale 2, in force from 26 Feb 2026)