LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,079
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,730
−HK$1,678/mo
Today · 4.125%
HK$56,408
baseline
▲ 0.50% · 4.625%
HK$59,840
+HK$3,432/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,816/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,050
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,634
−HK$1,606/mo
Today · 4.125%
HK$62,240
baseline
▲ 0.50% · 4.625%
HK$65,521
+HK$3,281/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,480/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,695
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,676
−HK$2,013/mo
Today · 4.125%
HK$67,689
baseline
▲ 0.50% · 4.625%
HK$71,808
+HK$4,119/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,378/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,860
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,761
−HK$1,928/mo
Today · 4.125%
HK$74,689
baseline
▲ 0.50% · 4.625%
HK$78,626
+HK$3,937/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,378/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,311
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,623
−HK$2,348/mo
Today · 4.125%
HK$78,971
baseline
▲ 0.50% · 4.625%
HK$83,776
+HK$4,805/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,942/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,670
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,887
−HK$2,250/mo
Today · 4.125%
HK$87,137
baseline
▲ 0.50% · 4.625%
HK$91,730
+HK$4,593/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,274/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,543
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,515
−HK$3,019/mo
Today · 4.125%
HK$101,534
baseline
▲ 0.50% · 4.625%
HK$107,712
+HK$6,178/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,068/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,290
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,141
−HK$2,892/mo
Today · 4.125%
HK$112,033
baseline
▲ 0.50% · 4.625%
HK$117,938
+HK$5,905/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,066/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,306 · Scale 2, in force from 26 Feb 2026)