LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,080
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,731
−HK$1,678/mo
Today · 4.125%
HK$56,409
baseline
▲ 0.50% · 4.625%
HK$59,841
+HK$3,432/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,818/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,051
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,635
−HK$1,607/mo
Today · 4.125%
HK$62,242
baseline
▲ 0.50% · 4.625%
HK$65,523
+HK$3,281/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,484/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,696
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,678
−HK$2,013/mo
Today · 4.125%
HK$67,691
baseline
▲ 0.50% · 4.625%
HK$71,810
+HK$4,119/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,382/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,862
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,762
−HK$1,928/mo
Today · 4.125%
HK$74,690
baseline
▲ 0.50% · 4.625%
HK$78,627
+HK$3,937/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,380/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,312
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,624
−HK$2,348/mo
Today · 4.125%
HK$78,972
baseline
▲ 0.50% · 4.625%
HK$83,778
+HK$4,806/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$157,944/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,672
−HK$4,466/mo
▼ 0.25% · 3.875%
HK$84,889
−HK$2,249/mo
Today · 4.125%
HK$87,138
baseline
▲ 0.50% · 4.625%
HK$91,732
+HK$4,594/mo
Deposit HK$6.98M · loan HK$16.29M · min. income ≈ HK$174,276/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,545
−HK$5,991/mo
▼ 0.25% · 3.875%
HK$98,517
−HK$3,019/mo
Today · 4.125%
HK$101,536
baseline
▲ 0.50% · 4.625%
HK$107,714
+HK$6,178/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,072/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,292
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,143
−HK$2,892/mo
Today · 4.125%
HK$112,035
baseline
▲ 0.50% · 4.625%
HK$117,941
+HK$5,906/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,070/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,325 · Scale 2, in force from 26 Feb 2026)