LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,082
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,733
−HK$1,677/mo
Today · 4.125%
HK$56,410
baseline
▲ 0.50% · 4.625%
HK$59,843
+HK$3,433/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,820/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,053
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,637
−HK$1,606/mo
Today · 4.125%
HK$62,243
baseline
▲ 0.50% · 4.625%
HK$65,524
+HK$3,281/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,486/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,698
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,679
−HK$2,013/mo
Today · 4.125%
HK$67,692
baseline
▲ 0.50% · 4.625%
HK$71,811
+HK$4,119/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,384/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,863
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,764
−HK$1,928/mo
Today · 4.125%
HK$74,692
baseline
▲ 0.50% · 4.625%
HK$78,629
+HK$3,937/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,384/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,314
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$76,626
−HK$2,348/mo
Today · 4.125%
HK$78,974
baseline
▲ 0.50% · 4.625%
HK$83,780
+HK$4,806/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$157,948/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,674
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,891
−HK$2,250/mo
Today · 4.125%
HK$87,141
baseline
▲ 0.50% · 4.625%
HK$91,734
+HK$4,593/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$174,282/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,547
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,519
−HK$3,020/mo
Today · 4.125%
HK$101,539
baseline
▲ 0.50% · 4.625%
HK$107,717
+HK$6,178/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,078/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,295
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,146
−HK$2,892/mo
Today · 4.125%
HK$112,038
baseline
▲ 0.50% · 4.625%
HK$117,944
+HK$5,906/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,076/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,350 · Scale 2, in force from 26 Feb 2026)