LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,085
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,736
−HK$1,678/mo
Today · 4.125%
HK$56,414
baseline
▲ 0.50% · 4.625%
HK$59,847
+HK$3,433/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,828/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,057
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,641
−HK$1,606/mo
Today · 4.125%
HK$62,247
baseline
▲ 0.50% · 4.625%
HK$65,529
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,494/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,702
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,684
−HK$2,013/mo
Today · 4.125%
HK$67,697
baseline
▲ 0.50% · 4.625%
HK$71,816
+HK$4,119/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,394/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,868
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,769
−HK$1,928/mo
Today · 4.125%
HK$74,697
baseline
▲ 0.50% · 4.625%
HK$78,634
+HK$3,937/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,394/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,319
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,631
−HK$2,349/mo
Today · 4.125%
HK$78,980
baseline
▲ 0.50% · 4.625%
HK$83,785
+HK$4,805/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$157,960/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,679
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,897
−HK$2,249/mo
Today · 4.125%
HK$87,146
baseline
▲ 0.50% · 4.625%
HK$91,740
+HK$4,594/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$174,292/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,553
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,526
−HK$3,019/mo
Today · 4.125%
HK$101,545
baseline
▲ 0.50% · 4.625%
HK$107,724
+HK$6,179/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,090/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,302
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,153
−HK$2,892/mo
Today · 4.125%
HK$112,045
baseline
▲ 0.50% · 4.625%
HK$117,951
+HK$5,906/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,090/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,416 · Scale 2, in force from 26 Feb 2026)