LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,089
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,740
−HK$1,678/mo
Today · 4.125%
HK$56,418
baseline
▲ 0.50% · 4.625%
HK$59,851
+HK$3,433/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,836/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,061
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,645
−HK$1,607/mo
Today · 4.125%
HK$62,252
baseline
▲ 0.50% · 4.625%
HK$65,533
+HK$3,281/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,504/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,707
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,688
−HK$2,014/mo
Today · 4.125%
HK$67,702
baseline
▲ 0.50% · 4.625%
HK$71,821
+HK$4,119/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,404/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,873
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,774
−HK$1,928/mo
Today · 4.125%
HK$74,702
baseline
▲ 0.50% · 4.625%
HK$78,640
+HK$3,938/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,404/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,324
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,636
−HK$2,349/mo
Today · 4.125%
HK$78,985
baseline
▲ 0.50% · 4.625%
HK$83,791
+HK$4,806/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$157,970/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,685
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,903
−HK$2,249/mo
Today · 4.125%
HK$87,152
baseline
▲ 0.50% · 4.625%
HK$91,746
+HK$4,594/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$174,304/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,560
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,532
−HK$3,020/mo
Today · 4.125%
HK$101,552
baseline
▲ 0.50% · 4.625%
HK$107,732
+HK$6,180/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,104/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,310
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,161
−HK$2,892/mo
Today · 4.125%
HK$112,053
baseline
▲ 0.50% · 4.625%
HK$117,960
+HK$5,907/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,106/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,484 · Scale 2, in force from 26 Feb 2026)