LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,090
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,741
−HK$1,678/mo
Today · 4.125%
HK$56,419
baseline
▲ 0.50% · 4.625%
HK$59,852
+HK$3,433/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,838/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,062
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,646
−HK$1,607/mo
Today · 4.125%
HK$62,253
baseline
▲ 0.50% · 4.625%
HK$65,534
+HK$3,281/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,506/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,707
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,689
−HK$2,013/mo
Today · 4.125%
HK$67,702
baseline
▲ 0.50% · 4.625%
HK$71,822
+HK$4,120/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,404/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,874
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,775
−HK$1,928/mo
Today · 4.125%
HK$74,703
baseline
▲ 0.50% · 4.625%
HK$78,641
+HK$3,938/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,406/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,325
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,637
−HK$2,349/mo
Today · 4.125%
HK$78,986
baseline
▲ 0.50% · 4.625%
HK$83,792
+HK$4,806/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$157,972/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,686
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,904
−HK$2,250/mo
Today · 4.125%
HK$87,154
baseline
▲ 0.50% · 4.625%
HK$91,748
+HK$4,594/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$174,308/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,561
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,534
−HK$3,020/mo
Today · 4.125%
HK$101,554
baseline
▲ 0.50% · 4.625%
HK$107,733
+HK$6,179/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,108/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,311
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,162
−HK$2,893/mo
Today · 4.125%
HK$112,055
baseline
▲ 0.50% · 4.625%
HK$117,961
+HK$5,906/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,110/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,497 · Scale 2, in force from 26 Feb 2026)