LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,091
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,742
−HK$1,678/mo
Today · 4.125%
HK$56,420
baseline
▲ 0.50% · 4.625%
HK$59,853
+HK$3,433/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,840/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,063
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,647
−HK$1,607/mo
Today · 4.125%
HK$62,254
baseline
▲ 0.50% · 4.625%
HK$65,536
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,508/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,709
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,691
−HK$2,013/mo
Today · 4.125%
HK$67,704
baseline
▲ 0.50% · 4.625%
HK$71,824
+HK$4,120/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,408/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,876
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,777
−HK$1,928/mo
Today · 4.125%
HK$74,705
baseline
▲ 0.50% · 4.625%
HK$78,643
+HK$3,938/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,410/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,327
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,639
−HK$2,349/mo
Today · 4.125%
HK$78,988
baseline
▲ 0.50% · 4.625%
HK$83,794
+HK$4,806/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$157,976/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,688
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,906
−HK$2,250/mo
Today · 4.125%
HK$87,156
baseline
▲ 0.50% · 4.625%
HK$91,750
+HK$4,594/mo
Deposit HK$6.98M · loan HK$16.30M · min. income ≈ HK$174,312/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,564
−HK$5,992/mo
▼ 0.25% · 3.875%
HK$98,536
−HK$3,020/mo
Today · 4.125%
HK$101,556
baseline
▲ 0.50% · 4.625%
HK$107,736
+HK$6,180/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$203,112/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,314
−HK$5,743/mo
▼ 0.25% · 3.875%
HK$109,165
−HK$2,892/mo
Today · 4.125%
HK$112,057
baseline
▲ 0.50% · 4.625%
HK$117,964
+HK$5,907/mo
Deposit HK$2.33M · loan HK$20.95M · min. income ≈ HK$224,114/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,522 · Scale 2, in force from 26 Feb 2026)