LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,094
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,745
−HK$1,678/mo
Today · 4.125%
HK$56,423
baseline
▲ 0.50% · 4.625%
HK$59,856
+HK$3,433/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,846/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,066
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,650
−HK$1,607/mo
Today · 4.125%
HK$62,257
baseline
▲ 0.50% · 4.625%
HK$65,539
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,514/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,712
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,694
−HK$2,014/mo
Today · 4.125%
HK$67,708
baseline
▲ 0.50% · 4.625%
HK$71,827
+HK$4,119/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,416/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,879
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,780
−HK$1,929/mo
Today · 4.125%
HK$74,709
baseline
▲ 0.50% · 4.625%
HK$78,647
+HK$3,938/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,418/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,331
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,643
−HK$2,349/mo
Today · 4.125%
HK$78,992
baseline
▲ 0.50% · 4.625%
HK$83,799
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$157,984/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,692
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,910
−HK$2,250/mo
Today · 4.125%
HK$87,160
baseline
▲ 0.50% · 4.625%
HK$91,754
+HK$4,594/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,320/mo (50% DSR)
Upfront cash ≈ HK$7.97M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,568
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,541
−HK$3,020/mo
Today · 4.125%
HK$101,561
baseline
▲ 0.50% · 4.625%
HK$107,741
+HK$6,180/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,122/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,319
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,170
−HK$2,893/mo
Today · 4.125%
HK$112,063
baseline
▲ 0.50% · 4.625%
HK$117,970
+HK$5,907/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,126/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,571 · Scale 2, in force from 26 Feb 2026)