LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,096
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,748
−HK$1,678/mo
Today · 4.125%
HK$56,426
baseline
▲ 0.50% · 4.625%
HK$59,859
+HK$3,433/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,852/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,069
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,653
−HK$1,607/mo
Today · 4.125%
HK$62,260
baseline
▲ 0.50% · 4.625%
HK$65,542
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,520/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,716
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,697
−HK$2,014/mo
Today · 4.125%
HK$67,711
baseline
▲ 0.50% · 4.625%
HK$71,831
+HK$4,120/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,422/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,883
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,784
−HK$1,928/mo
Today · 4.125%
HK$74,712
baseline
▲ 0.50% · 4.625%
HK$78,651
+HK$3,939/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,424/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,335
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,647
−HK$2,349/mo
Today · 4.125%
HK$78,996
baseline
▲ 0.50% · 4.625%
HK$83,803
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$157,992/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,697
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,915
−HK$2,250/mo
Today · 4.125%
HK$87,165
baseline
▲ 0.50% · 4.625%
HK$91,759
+HK$4,594/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,330/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,573
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,546
−HK$3,021/mo
Today · 4.125%
HK$101,567
baseline
▲ 0.50% · 4.625%
HK$107,747
+HK$6,180/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,134/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,324
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,176
−HK$2,893/mo
Today · 4.125%
HK$112,069
baseline
▲ 0.50% · 4.625%
HK$117,976
+HK$5,907/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,138/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,622 · Scale 2, in force from 26 Feb 2026)