LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,099
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,750
−HK$1,678/mo
Today · 4.125%
HK$56,428
baseline
▲ 0.50% · 4.625%
HK$59,862
+HK$3,434/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,856/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,072
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,656
−HK$1,607/mo
Today · 4.125%
HK$62,263
baseline
▲ 0.50% · 4.625%
HK$65,545
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,526/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,718
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,700
−HK$2,014/mo
Today · 4.125%
HK$67,714
baseline
▲ 0.50% · 4.625%
HK$71,834
+HK$4,120/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,428/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,886
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,787
−HK$1,929/mo
Today · 4.125%
HK$74,716
baseline
▲ 0.50% · 4.625%
HK$78,654
+HK$3,938/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,432/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,338
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,650
−HK$2,350/mo
Today · 4.125%
HK$79,000
baseline
▲ 0.50% · 4.625%
HK$83,807
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,000/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,700
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,918
−HK$2,250/mo
Today · 4.125%
HK$87,168
baseline
▲ 0.50% · 4.625%
HK$91,763
+HK$4,595/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,336/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,577
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,550
−HK$3,021/mo
Today · 4.125%
HK$101,571
baseline
▲ 0.50% · 4.625%
HK$107,751
+HK$6,180/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,142/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,329
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,181
−HK$2,893/mo
Today · 4.125%
HK$112,074
baseline
▲ 0.50% · 4.625%
HK$117,981
+HK$5,907/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,148/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,665 · Scale 2, in force from 26 Feb 2026)