LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,100
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,752
−HK$1,678/mo
Today · 4.125%
HK$56,430
baseline
▲ 0.50% · 4.625%
HK$59,864
+HK$3,434/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,860/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,074
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,658
−HK$1,607/mo
Today · 4.125%
HK$62,265
baseline
▲ 0.50% · 4.625%
HK$65,547
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,530/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,720
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,703
−HK$2,013/mo
Today · 4.125%
HK$67,716
baseline
▲ 0.50% · 4.625%
HK$71,837
+HK$4,121/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,432/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,888
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,790
−HK$1,928/mo
Today · 4.125%
HK$74,718
baseline
▲ 0.50% · 4.625%
HK$78,657
+HK$3,939/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,436/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,341
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,653
−HK$2,349/mo
Today · 4.125%
HK$79,002
baseline
▲ 0.50% · 4.625%
HK$83,809
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,004/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,703
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,921
−HK$2,250/mo
Today · 4.125%
HK$87,171
baseline
▲ 0.50% · 4.625%
HK$91,766
+HK$4,595/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,342/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,581
−HK$5,993/mo
▼ 0.25% · 3.875%
HK$98,554
−HK$3,020/mo
Today · 4.125%
HK$101,574
baseline
▲ 0.50% · 4.625%
HK$107,755
+HK$6,181/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,148/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,333
−HK$5,744/mo
▼ 0.25% · 3.875%
HK$109,184
−HK$2,893/mo
Today · 4.125%
HK$112,077
baseline
▲ 0.50% · 4.625%
HK$117,985
+HK$5,908/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,154/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,699 · Scale 2, in force from 26 Feb 2026)