LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,101
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,753
−HK$1,678/mo
Today · 4.125%
HK$56,431
baseline
▲ 0.50% · 4.625%
HK$59,865
+HK$3,434/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,862/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,075
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,659
−HK$1,607/mo
Today · 4.125%
HK$62,266
baseline
▲ 0.50% · 4.625%
HK$65,548
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,532/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,721
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,704
−HK$2,013/mo
Today · 4.125%
HK$67,717
baseline
▲ 0.50% · 4.625%
HK$71,838
+HK$4,121/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$135,434/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,889
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,791
−HK$1,928/mo
Today · 4.125%
HK$74,719
baseline
▲ 0.50% · 4.625%
HK$78,658
+HK$3,939/mo
Deposit HK$9.31M · loan HK$13.97M · min. income ≈ HK$149,438/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,342
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,654
−HK$2,350/mo
Today · 4.125%
HK$79,004
baseline
▲ 0.50% · 4.625%
HK$83,811
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,008/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,704
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,922
−HK$2,251/mo
Today · 4.125%
HK$87,173
baseline
▲ 0.50% · 4.625%
HK$91,768
+HK$4,595/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,346/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,582
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,555
−HK$3,021/mo
Today · 4.125%
HK$101,576
baseline
▲ 0.50% · 4.625%
HK$107,757
+HK$6,181/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,152/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,334
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,186
−HK$2,893/mo
Today · 4.125%
HK$112,079
baseline
▲ 0.50% · 4.625%
HK$117,987
+HK$5,908/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,158/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,714 · Scale 2, in force from 26 Feb 2026)