LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,103
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,755
−HK$1,678/mo
Today · 4.125%
HK$56,433
baseline
▲ 0.50% · 4.625%
HK$59,867
+HK$3,434/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,866/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,076
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,661
−HK$1,607/mo
Today · 4.125%
HK$62,268
baseline
▲ 0.50% · 4.625%
HK$65,550
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,536/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,723
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,705
−HK$2,014/mo
Today · 4.125%
HK$67,719
baseline
▲ 0.50% · 4.625%
HK$71,840
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$135,438/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,892
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,793
−HK$1,929/mo
Today · 4.125%
HK$74,722
baseline
▲ 0.50% · 4.625%
HK$78,660
+HK$3,938/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$149,444/mo (50% DSR)
Upfront cash ≈ HK$10.30M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,344
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,656
−HK$2,350/mo
Today · 4.125%
HK$79,006
baseline
▲ 0.50% · 4.625%
HK$83,813
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,012/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,707
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,925
−HK$2,250/mo
Today · 4.125%
HK$87,175
baseline
▲ 0.50% · 4.625%
HK$91,770
+HK$4,595/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,350/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,585
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,558
−HK$3,021/mo
Today · 4.125%
HK$101,579
baseline
▲ 0.50% · 4.625%
HK$107,760
+HK$6,181/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,158/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,337
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,189
−HK$2,893/mo
Today · 4.125%
HK$112,082
baseline
▲ 0.50% · 4.625%
HK$117,990
+HK$5,908/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,164/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,743 · Scale 2, in force from 26 Feb 2026)