LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,103
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,755
−HK$1,678/mo
Today · 4.125%
HK$56,433
baseline
▲ 0.50% · 4.625%
HK$59,867
+HK$3,434/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,866/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,077
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,661
−HK$1,608/mo
Today · 4.125%
HK$62,269
baseline
▲ 0.50% · 4.625%
HK$65,551
+HK$3,282/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,538/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,724
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,706
−HK$2,014/mo
Today · 4.125%
HK$67,720
baseline
▲ 0.50% · 4.625%
HK$71,841
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$135,440/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,892
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,793
−HK$1,929/mo
Today · 4.125%
HK$74,722
baseline
▲ 0.50% · 4.625%
HK$78,661
+HK$3,939/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$149,444/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,345
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$76,657
−HK$2,350/mo
Today · 4.125%
HK$79,007
baseline
▲ 0.50% · 4.625%
HK$83,814
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,014/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,708
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,926
−HK$2,250/mo
Today · 4.125%
HK$87,176
baseline
▲ 0.50% · 4.625%
HK$91,771
+HK$4,595/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,352/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,586
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,559
−HK$3,021/mo
Today · 4.125%
HK$101,580
baseline
▲ 0.50% · 4.625%
HK$107,761
+HK$6,181/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,160/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,338
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,190
−HK$2,893/mo
Today · 4.125%
HK$112,083
baseline
▲ 0.50% · 4.625%
HK$117,991
+HK$5,908/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,166/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,752 · Scale 2, in force from 26 Feb 2026)