LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,105
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,756
−HK$1,679/mo
Today · 4.125%
HK$56,435
baseline
▲ 0.50% · 4.625%
HK$59,869
+HK$3,434/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$112,870/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,078
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,663
−HK$1,607/mo
Today · 4.125%
HK$62,270
baseline
▲ 0.50% · 4.625%
HK$65,553
+HK$3,283/mo
Deposit HK$11.64M · loan HK$11.64M · min. income ≈ HK$124,540/mo (50% DSR)
Upfront cash ≈ HK$12.63M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,726
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,708
−HK$2,014/mo
Today · 4.125%
HK$67,722
baseline
▲ 0.50% · 4.625%
HK$71,842
+HK$4,120/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$135,444/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,894
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,795
−HK$1,929/mo
Today · 4.125%
HK$74,724
baseline
▲ 0.50% · 4.625%
HK$78,663
+HK$3,939/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$149,448/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,346
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,659
−HK$2,350/mo
Today · 4.125%
HK$79,009
baseline
▲ 0.50% · 4.625%
HK$83,816
+HK$4,807/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,018/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,710
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,928
−HK$2,250/mo
Today · 4.125%
HK$87,178
baseline
▲ 0.50% · 4.625%
HK$91,774
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,356/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,588
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,562
−HK$3,021/mo
Today · 4.125%
HK$101,583
baseline
▲ 0.50% · 4.625%
HK$107,764
+HK$6,181/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,166/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,341
−HK$5,745/mo
▼ 0.25% · 3.875%
HK$109,193
−HK$2,893/mo
Today · 4.125%
HK$112,086
baseline
▲ 0.50% · 4.625%
HK$117,995
+HK$5,909/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,172/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,778 · Scale 2, in force from 26 Feb 2026)