LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,109
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,761
−HK$1,678/mo
Today · 4.125%
HK$56,439
baseline
▲ 0.50% · 4.625%
HK$59,873
+HK$3,434/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,878/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,083
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,668
−HK$1,607/mo
Today · 4.125%
HK$62,275
baseline
▲ 0.50% · 4.625%
HK$65,558
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,550/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,730
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,713
−HK$2,014/mo
Today · 4.125%
HK$67,727
baseline
▲ 0.50% · 4.625%
HK$71,848
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$135,454/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,900
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,801
−HK$1,929/mo
Today · 4.125%
HK$74,730
baseline
▲ 0.50% · 4.625%
HK$78,669
+HK$3,939/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$149,460/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,352
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,665
−HK$2,350/mo
Today · 4.125%
HK$79,015
baseline
▲ 0.50% · 4.625%
HK$83,823
+HK$4,808/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,030/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,716
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,935
−HK$2,250/mo
Today · 4.125%
HK$87,185
baseline
▲ 0.50% · 4.625%
HK$91,781
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,370/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,596
−HK$5,994/mo
▼ 0.25% · 3.875%
HK$98,569
−HK$3,021/mo
Today · 4.125%
HK$101,590
baseline
▲ 0.50% · 4.625%
HK$107,772
+HK$6,182/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,180/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,349
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,202
−HK$2,893/mo
Today · 4.125%
HK$112,095
baseline
▲ 0.50% · 4.625%
HK$118,004
+HK$5,909/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,190/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,855 · Scale 2, in force from 26 Feb 2026)