LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,110
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,762
−HK$1,679/mo
Today · 4.125%
HK$56,441
baseline
▲ 0.50% · 4.625%
HK$59,875
+HK$3,434/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,882/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,084
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,669
−HK$1,608/mo
Today · 4.125%
HK$62,277
baseline
▲ 0.50% · 4.625%
HK$65,559
+HK$3,282/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,554/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,732
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,715
−HK$2,014/mo
Today · 4.125%
HK$67,729
baseline
▲ 0.50% · 4.625%
HK$71,850
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$135,458/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,901
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,803
−HK$1,929/mo
Today · 4.125%
HK$74,732
baseline
▲ 0.50% · 4.625%
HK$78,671
+HK$3,939/mo
Deposit HK$9.32M · loan HK$13.97M · min. income ≈ HK$149,464/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,354
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,667
−HK$2,350/mo
Today · 4.125%
HK$79,017
baseline
▲ 0.50% · 4.625%
HK$83,825
+HK$4,808/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,034/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,718
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,937
−HK$2,250/mo
Today · 4.125%
HK$87,187
baseline
▲ 0.50% · 4.625%
HK$91,783
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,374/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,598
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,572
−HK$3,021/mo
Today · 4.125%
HK$101,593
baseline
▲ 0.50% · 4.625%
HK$107,775
+HK$6,182/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,186/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,352
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,204
−HK$2,894/mo
Today · 4.125%
HK$112,098
baseline
▲ 0.50% · 4.625%
HK$118,007
+HK$5,909/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,196/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,880 · Scale 2, in force from 26 Feb 2026)