LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,111
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,763
−HK$1,679/mo
Today · 4.125%
HK$56,442
baseline
▲ 0.50% · 4.625%
HK$59,876
+HK$3,434/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,884/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,086
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,670
−HK$1,608/mo
Today · 4.125%
HK$62,278
baseline
▲ 0.50% · 4.625%
HK$65,561
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,556/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,734
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,716
−HK$2,014/mo
Today · 4.125%
HK$67,730
baseline
▲ 0.50% · 4.625%
HK$71,851
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,460/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,903
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,805
−HK$1,929/mo
Today · 4.125%
HK$74,734
baseline
▲ 0.50% · 4.625%
HK$78,673
+HK$3,939/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,468/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,356
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,669
−HK$2,350/mo
Today · 4.125%
HK$79,019
baseline
▲ 0.50% · 4.625%
HK$83,827
+HK$4,808/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,038/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,720
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,939
−HK$2,250/mo
Today · 4.125%
HK$87,189
baseline
▲ 0.50% · 4.625%
HK$91,785
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,378/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,600
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,574
−HK$3,021/mo
Today · 4.125%
HK$101,595
baseline
▲ 0.50% · 4.625%
HK$107,777
+HK$6,182/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,190/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,354
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,207
−HK$2,893/mo
Today · 4.125%
HK$112,100
baseline
▲ 0.50% · 4.625%
HK$118,009
+HK$5,909/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,200/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,902 · Scale 2, in force from 26 Feb 2026)