LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,112
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,765
−HK$1,678/mo
Today · 4.125%
HK$56,443
baseline
▲ 0.50% · 4.625%
HK$59,878
+HK$3,435/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,886/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,087
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,672
−HK$1,607/mo
Today · 4.125%
HK$62,279
baseline
▲ 0.50% · 4.625%
HK$65,562
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,558/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,735
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,717
−HK$2,015/mo
Today · 4.125%
HK$67,732
baseline
▲ 0.50% · 4.625%
HK$71,853
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,464/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,905
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,806
−HK$1,929/mo
Today · 4.125%
HK$74,735
baseline
▲ 0.50% · 4.625%
HK$78,675
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,470/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,357
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,670
−HK$2,350/mo
Today · 4.125%
HK$79,020
baseline
▲ 0.50% · 4.625%
HK$83,829
+HK$4,809/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$158,040/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,722
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,940
−HK$2,251/mo
Today · 4.125%
HK$87,191
baseline
▲ 0.50% · 4.625%
HK$91,787
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.30M · min. income ≈ HK$174,382/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,602
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,576
−HK$3,022/mo
Today · 4.125%
HK$101,598
baseline
▲ 0.50% · 4.625%
HK$107,780
+HK$6,182/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,196/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,357
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,209
−HK$2,894/mo
Today · 4.125%
HK$112,103
baseline
▲ 0.50% · 4.625%
HK$118,012
+HK$5,909/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,206/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,924 · Scale 2, in force from 26 Feb 2026)