LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,115
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,767
−HK$1,679/mo
Today · 4.125%
HK$56,446
baseline
▲ 0.50% · 4.625%
HK$59,880
+HK$3,434/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,892/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,090
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,675
−HK$1,607/mo
Today · 4.125%
HK$62,282
baseline
▲ 0.50% · 4.625%
HK$65,565
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,564/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,738
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,720
−HK$2,015/mo
Today · 4.125%
HK$67,735
baseline
▲ 0.50% · 4.625%
HK$71,856
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,470/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,908
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,809
−HK$1,930/mo
Today · 4.125%
HK$74,739
baseline
▲ 0.50% · 4.625%
HK$78,678
+HK$3,939/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,478/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,361
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,674
−HK$2,350/mo
Today · 4.125%
HK$79,024
baseline
▲ 0.50% · 4.625%
HK$83,832
+HK$4,808/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,048/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,726
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,944
−HK$2,251/mo
Today · 4.125%
HK$87,195
baseline
▲ 0.50% · 4.625%
HK$91,791
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,390/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,607
−HK$5,995/mo
▼ 0.25% · 3.875%
HK$98,581
−HK$3,021/mo
Today · 4.125%
HK$101,602
baseline
▲ 0.50% · 4.625%
HK$107,784
+HK$6,182/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,204/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,362
−HK$5,746/mo
▼ 0.25% · 3.875%
HK$109,214
−HK$2,894/mo
Today · 4.125%
HK$112,108
baseline
▲ 0.50% · 4.625%
HK$118,017
+HK$5,909/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,216/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,969 · Scale 2, in force from 26 Feb 2026)