LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,116
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,768
−HK$1,679/mo
Today · 4.125%
HK$56,447
baseline
▲ 0.50% · 4.625%
HK$59,882
+HK$3,435/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,894/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,091
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,676
−HK$1,608/mo
Today · 4.125%
HK$62,284
baseline
▲ 0.50% · 4.625%
HK$65,567
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,568/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,739
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,722
−HK$2,014/mo
Today · 4.125%
HK$67,736
baseline
▲ 0.50% · 4.625%
HK$71,858
+HK$4,122/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,472/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,909
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,811
−HK$1,929/mo
Today · 4.125%
HK$74,740
baseline
▲ 0.50% · 4.625%
HK$78,680
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,480/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,363
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,676
−HK$2,350/mo
Today · 4.125%
HK$79,026
baseline
▲ 0.50% · 4.625%
HK$83,834
+HK$4,808/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,052/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,728
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,946
−HK$2,251/mo
Today · 4.125%
HK$87,197
baseline
▲ 0.50% · 4.625%
HK$91,793
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,394/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,609
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,583
−HK$3,022/mo
Today · 4.125%
HK$101,605
baseline
▲ 0.50% · 4.625%
HK$107,787
+HK$6,182/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,210/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,364
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,217
−HK$2,894/mo
Today · 4.125%
HK$112,111
baseline
▲ 0.50% · 4.625%
HK$118,020
+HK$5,909/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,222/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$989,992 · Scale 2, in force from 26 Feb 2026)