LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,117
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,769
−HK$1,679/mo
Today · 4.125%
HK$56,448
baseline
▲ 0.50% · 4.625%
HK$59,882
+HK$3,434/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,896/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,092
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,677
−HK$1,607/mo
Today · 4.125%
HK$62,284
baseline
▲ 0.50% · 4.625%
HK$65,568
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,568/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,740
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,723
−HK$2,014/mo
Today · 4.125%
HK$67,737
baseline
▲ 0.50% · 4.625%
HK$71,859
+HK$4,122/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,474/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,910
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,812
−HK$1,929/mo
Today · 4.125%
HK$74,741
baseline
▲ 0.50% · 4.625%
HK$78,681
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,482/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,364
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,677
−HK$2,350/mo
Today · 4.125%
HK$79,027
baseline
▲ 0.50% · 4.625%
HK$83,835
+HK$4,808/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,054/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,729
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,947
−HK$2,251/mo
Today · 4.125%
HK$87,198
baseline
▲ 0.50% · 4.625%
HK$91,795
+HK$4,597/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,396/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,610
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,584
−HK$3,022/mo
Today · 4.125%
HK$101,606
baseline
▲ 0.50% · 4.625%
HK$107,788
+HK$6,182/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$203,212/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,365
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,218
−HK$2,894/mo
Today · 4.125%
HK$112,112
baseline
▲ 0.50% · 4.625%
HK$118,022
+HK$5,910/mo
Deposit HK$2.33M · loan HK$20.96M · min. income ≈ HK$224,224/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,005 · Scale 2, in force from 26 Feb 2026)