LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,120
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,772
−HK$1,679/mo
Today · 4.125%
HK$56,451
baseline
▲ 0.50% · 4.625%
HK$59,886
+HK$3,435/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,902/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,095
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,680
−HK$1,608/mo
Today · 4.125%
HK$62,288
baseline
▲ 0.50% · 4.625%
HK$65,571
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,576/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,744
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,726
−HK$2,015/mo
Today · 4.125%
HK$67,741
baseline
▲ 0.50% · 4.625%
HK$71,863
+HK$4,122/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,482/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,914
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,816
−HK$1,929/mo
Today · 4.125%
HK$74,745
baseline
▲ 0.50% · 4.625%
HK$78,685
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,490/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,368
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,681
−HK$2,350/mo
Today · 4.125%
HK$79,031
baseline
▲ 0.50% · 4.625%
HK$83,840
+HK$4,809/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,062/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,733
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,952
−HK$2,251/mo
Today · 4.125%
HK$87,203
baseline
▲ 0.50% · 4.625%
HK$91,800
+HK$4,597/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,406/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,615
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,590
−HK$3,021/mo
Today · 4.125%
HK$101,611
baseline
▲ 0.50% · 4.625%
HK$107,794
+HK$6,183/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,222/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,371
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,224
−HK$2,894/mo
Today · 4.125%
HK$112,118
baseline
▲ 0.50% · 4.625%
HK$118,028
+HK$5,910/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,236/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,058 · Scale 2, in force from 26 Feb 2026)