LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,120
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,773
−HK$1,678/mo
Today · 4.125%
HK$56,451
baseline
▲ 0.50% · 4.625%
HK$59,886
+HK$3,435/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,902/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,096
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,681
−HK$1,607/mo
Today · 4.125%
HK$62,288
baseline
▲ 0.50% · 4.625%
HK$65,572
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,576/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,744
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,727
−HK$2,015/mo
Today · 4.125%
HK$67,742
baseline
▲ 0.50% · 4.625%
HK$71,863
+HK$4,121/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,484/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,915
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,817
−HK$1,929/mo
Today · 4.125%
HK$74,746
baseline
▲ 0.50% · 4.625%
HK$78,686
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,492/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,368
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,682
−HK$2,350/mo
Today · 4.125%
HK$79,032
baseline
▲ 0.50% · 4.625%
HK$83,841
+HK$4,809/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,064/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,734
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,953
−HK$2,251/mo
Today · 4.125%
HK$87,204
baseline
▲ 0.50% · 4.625%
HK$91,800
+HK$4,596/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,408/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,616
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,591
−HK$3,021/mo
Today · 4.125%
HK$101,612
baseline
▲ 0.50% · 4.625%
HK$107,795
+HK$6,183/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,224/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,372
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,225
−HK$2,894/mo
Today · 4.125%
HK$112,119
baseline
▲ 0.50% · 4.625%
HK$118,029
+HK$5,910/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,238/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,068 · Scale 2, in force from 26 Feb 2026)