LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,121
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,773
−HK$1,679/mo
Today · 4.125%
HK$56,452
baseline
▲ 0.50% · 4.625%
HK$59,887
+HK$3,435/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,904/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,096
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,681
−HK$1,608/mo
Today · 4.125%
HK$62,289
baseline
▲ 0.50% · 4.625%
HK$65,572
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,578/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,745
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,727
−HK$2,015/mo
Today · 4.125%
HK$67,742
baseline
▲ 0.50% · 4.625%
HK$71,864
+HK$4,122/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,484/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,915
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,817
−HK$1,930/mo
Today · 4.125%
HK$74,747
baseline
▲ 0.50% · 4.625%
HK$78,687
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,494/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,369
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,682
−HK$2,350/mo
Today · 4.125%
HK$79,032
baseline
▲ 0.50% · 4.625%
HK$83,841
+HK$4,809/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,064/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,734
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,953
−HK$2,251/mo
Today · 4.125%
HK$87,204
baseline
▲ 0.50% · 4.625%
HK$91,801
+HK$4,597/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,408/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,617
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,591
−HK$3,022/mo
Today · 4.125%
HK$101,613
baseline
▲ 0.50% · 4.625%
HK$107,796
+HK$6,183/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,226/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,373
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,226
−HK$2,894/mo
Today · 4.125%
HK$112,120
baseline
▲ 0.50% · 4.625%
HK$118,030
+HK$5,910/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,240/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,074 · Scale 2, in force from 26 Feb 2026)