LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,122
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,774
−HK$1,679/mo
Today · 4.125%
HK$56,453
baseline
▲ 0.50% · 4.625%
HK$59,888
+HK$3,435/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,906/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,098
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,683
−HK$1,608/mo
Today · 4.125%
HK$62,291
baseline
▲ 0.50% · 4.625%
HK$65,574
+HK$3,283/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,582/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,747
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,729
−HK$2,015/mo
Today · 4.125%
HK$67,744
baseline
▲ 0.50% · 4.625%
HK$71,866
+HK$4,122/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,488/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,917
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,819
−HK$1,930/mo
Today · 4.125%
HK$74,749
baseline
▲ 0.50% · 4.625%
HK$78,689
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,498/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,371
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,684
−HK$2,351/mo
Today · 4.125%
HK$79,035
baseline
▲ 0.50% · 4.625%
HK$83,844
+HK$4,809/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,070/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,737
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,956
−HK$2,251/mo
Today · 4.125%
HK$87,207
baseline
▲ 0.50% · 4.625%
HK$91,804
+HK$4,597/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,414/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,620
−HK$5,996/mo
▼ 0.25% · 3.875%
HK$98,594
−HK$3,022/mo
Today · 4.125%
HK$101,616
baseline
▲ 0.50% · 4.625%
HK$107,799
+HK$6,183/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,232/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,376
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,229
−HK$2,894/mo
Today · 4.125%
HK$112,123
baseline
▲ 0.50% · 4.625%
HK$118,033
+HK$5,910/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,246/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,104 · Scale 2, in force from 26 Feb 2026)