LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,128
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$54,780
−HK$1,679/mo
Today · 4.125%
HK$56,459
baseline
▲ 0.50% · 4.625%
HK$59,895
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,918/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,104
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,689
−HK$1,608/mo
Today · 4.125%
HK$62,297
baseline
▲ 0.50% · 4.625%
HK$65,581
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,594/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,753
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,737
−HK$2,014/mo
Today · 4.125%
HK$67,751
baseline
▲ 0.50% · 4.625%
HK$71,874
+HK$4,123/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,502/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,925
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,827
−HK$1,930/mo
Today · 4.125%
HK$74,757
baseline
▲ 0.50% · 4.625%
HK$78,697
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,514/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,379
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,693
−HK$2,350/mo
Today · 4.125%
HK$79,043
baseline
▲ 0.50% · 4.625%
HK$83,853
+HK$4,810/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,086/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,746
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,965
−HK$2,251/mo
Today · 4.125%
HK$87,216
baseline
▲ 0.50% · 4.625%
HK$91,814
+HK$4,598/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,432/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,630
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,605
−HK$3,022/mo
Today · 4.125%
HK$101,627
baseline
▲ 0.50% · 4.625%
HK$107,811
+HK$6,184/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,254/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,388
−HK$5,747/mo
▼ 0.25% · 3.875%
HK$109,241
−HK$2,894/mo
Today · 4.125%
HK$112,135
baseline
▲ 0.50% · 4.625%
HK$118,046
+HK$5,911/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,270/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,211 · Scale 2, in force from 26 Feb 2026)