LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,129
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,782
−HK$1,679/mo
Today · 4.125%
HK$56,461
baseline
▲ 0.50% · 4.625%
HK$59,897
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,922/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,106
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,691
−HK$1,608/mo
Today · 4.125%
HK$62,299
baseline
▲ 0.50% · 4.625%
HK$65,583
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,598/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,755
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,738
−HK$2,015/mo
Today · 4.125%
HK$67,753
baseline
▲ 0.50% · 4.625%
HK$71,876
+HK$4,123/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,506/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,927
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,829
−HK$1,930/mo
Today · 4.125%
HK$74,759
baseline
▲ 0.50% · 4.625%
HK$78,700
+HK$3,941/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,518/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,381
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,695
−HK$2,350/mo
Today · 4.125%
HK$79,045
baseline
▲ 0.50% · 4.625%
HK$83,855
+HK$4,810/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,090/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,748
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,967
−HK$2,252/mo
Today · 4.125%
HK$87,219
baseline
▲ 0.50% · 4.625%
HK$91,816
+HK$4,597/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,438/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,633
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,608
−HK$3,022/mo
Today · 4.125%
HK$101,630
baseline
▲ 0.50% · 4.625%
HK$107,814
+HK$6,184/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,260/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,391
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,244
−HK$2,895/mo
Today · 4.125%
HK$112,139
baseline
▲ 0.50% · 4.625%
HK$118,050
+HK$5,911/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,278/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,239 · Scale 2, in force from 26 Feb 2026)