LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,131
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,784
−HK$1,679/mo
Today · 4.125%
HK$56,463
baseline
▲ 0.50% · 4.625%
HK$59,899
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,926/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,108
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,693
−HK$1,608/mo
Today · 4.125%
HK$62,301
baseline
▲ 0.50% · 4.625%
HK$65,585
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,602/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,757
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,741
−HK$2,015/mo
Today · 4.125%
HK$67,756
baseline
▲ 0.50% · 4.625%
HK$71,878
+HK$4,122/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,512/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,930
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,832
−HK$1,930/mo
Today · 4.125%
HK$74,762
baseline
▲ 0.50% · 4.625%
HK$78,702
+HK$3,940/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,524/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,384
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,697
−HK$2,351/mo
Today · 4.125%
HK$79,048
baseline
▲ 0.50% · 4.625%
HK$83,858
+HK$4,810/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,096/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,751
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,970
−HK$2,252/mo
Today · 4.125%
HK$87,222
baseline
▲ 0.50% · 4.625%
HK$91,819
+HK$4,597/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,444/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,636
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,611
−HK$3,022/mo
Today · 4.125%
HK$101,633
baseline
▲ 0.50% · 4.625%
HK$107,818
+HK$6,185/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,266/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,394
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,248
−HK$2,894/mo
Today · 4.125%
HK$112,142
baseline
▲ 0.50% · 4.625%
HK$118,054
+HK$5,912/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,284/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,274 · Scale 2, in force from 26 Feb 2026)