LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,132
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,785
−HK$1,679/mo
Today · 4.125%
HK$56,464
baseline
▲ 0.50% · 4.625%
HK$59,900
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,928/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,109
−HK$3,193/mo
▼ 0.25% · 3.875%
HK$60,694
−HK$1,608/mo
Today · 4.125%
HK$62,302
baseline
▲ 0.50% · 4.625%
HK$65,587
+HK$3,285/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,604/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,759
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,742
−HK$2,015/mo
Today · 4.125%
HK$67,757
baseline
▲ 0.50% · 4.625%
HK$71,880
+HK$4,123/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,514/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,931
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,833
−HK$1,930/mo
Today · 4.125%
HK$74,763
baseline
▲ 0.50% · 4.625%
HK$78,704
+HK$3,941/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,526/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,385
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,699
−HK$2,351/mo
Today · 4.125%
HK$79,050
baseline
▲ 0.50% · 4.625%
HK$83,860
+HK$4,810/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,100/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,753
−HK$4,470/mo
▼ 0.25% · 3.875%
HK$84,972
−HK$2,251/mo
Today · 4.125%
HK$87,223
baseline
▲ 0.50% · 4.625%
HK$91,821
+HK$4,598/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,446/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,638
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,613
−HK$3,022/mo
Today · 4.125%
HK$101,635
baseline
▲ 0.50% · 4.625%
HK$107,819
+HK$6,184/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,270/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,396
−HK$5,748/mo
▼ 0.25% · 3.875%
HK$109,250
−HK$2,894/mo
Today · 4.125%
HK$112,144
baseline
▲ 0.50% · 4.625%
HK$118,056
+HK$5,912/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,288/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,291 · Scale 2, in force from 26 Feb 2026)