LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,134
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,787
−HK$1,679/mo
Today · 4.125%
HK$56,466
baseline
▲ 0.50% · 4.625%
HK$59,902
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,932/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,111
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,697
−HK$1,608/mo
Today · 4.125%
HK$62,305
baseline
▲ 0.50% · 4.625%
HK$65,589
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,610/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,761
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,744
−HK$2,015/mo
Today · 4.125%
HK$67,759
baseline
▲ 0.50% · 4.625%
HK$71,882
+HK$4,123/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,518/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,934
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,836
−HK$1,930/mo
Today · 4.125%
HK$74,766
baseline
▲ 0.50% · 4.625%
HK$78,707
+HK$3,941/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,532/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,388
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,702
−HK$2,351/mo
Today · 4.125%
HK$79,053
baseline
▲ 0.50% · 4.625%
HK$83,863
+HK$4,810/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,106/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,756
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,975
−HK$2,252/mo
Today · 4.125%
HK$87,227
baseline
▲ 0.50% · 4.625%
HK$91,825
+HK$4,598/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,454/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,642
−HK$5,997/mo
▼ 0.25% · 3.875%
HK$98,617
−HK$3,022/mo
Today · 4.125%
HK$101,639
baseline
▲ 0.50% · 4.625%
HK$107,824
+HK$6,185/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,278/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,400
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,254
−HK$2,895/mo
Today · 4.125%
HK$112,149
baseline
▲ 0.50% · 4.625%
HK$118,060
+HK$5,911/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,298/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,329 · Scale 2, in force from 26 Feb 2026)