LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,136
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,788
−HK$1,680/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,904
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,113
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,698
−HK$1,609/mo
Today · 4.125%
HK$62,307
baseline
▲ 0.50% · 4.625%
HK$65,591
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,614/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,763
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,746
−HK$2,015/mo
Today · 4.125%
HK$67,761
baseline
▲ 0.50% · 4.625%
HK$71,884
+HK$4,123/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,522/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,935
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,838
−HK$1,930/mo
Today · 4.125%
HK$74,768
baseline
▲ 0.50% · 4.625%
HK$78,709
+HK$3,941/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,536/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,390
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,704
−HK$2,351/mo
Today · 4.125%
HK$79,055
baseline
▲ 0.50% · 4.625%
HK$83,865
+HK$4,810/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,110/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,758
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,978
−HK$2,251/mo
Today · 4.125%
HK$87,229
baseline
▲ 0.50% · 4.625%
HK$91,827
+HK$4,598/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,458/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,644
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$98,619
−HK$3,023/mo
Today · 4.125%
HK$101,642
baseline
▲ 0.50% · 4.625%
HK$107,827
+HK$6,185/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,284/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,403
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,257
−HK$2,895/mo
Today · 4.125%
HK$112,152
baseline
▲ 0.50% · 4.625%
HK$118,064
+HK$5,912/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,304/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,356 · Scale 2, in force from 26 Feb 2026)