LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,136
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,789
−HK$1,679/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,904
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,113
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,699
−HK$1,608/mo
Today · 4.125%
HK$62,307
baseline
▲ 0.50% · 4.625%
HK$65,591
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,614/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,763
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,747
−HK$2,015/mo
Today · 4.125%
HK$67,762
baseline
▲ 0.50% · 4.625%
HK$71,885
+HK$4,123/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,524/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,936
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,839
−HK$1,930/mo
Today · 4.125%
HK$74,769
baseline
▲ 0.50% · 4.625%
HK$78,710
+HK$3,941/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,538/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,391
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,705
−HK$2,351/mo
Today · 4.125%
HK$79,056
baseline
▲ 0.50% · 4.625%
HK$83,866
+HK$4,810/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,112/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,759
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,978
−HK$2,252/mo
Today · 4.125%
HK$87,230
baseline
▲ 0.50% · 4.625%
HK$91,828
+HK$4,598/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,460/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,645
−HK$5,998/mo
▼ 0.25% · 3.875%
HK$98,620
−HK$3,023/mo
Today · 4.125%
HK$101,643
baseline
▲ 0.50% · 4.625%
HK$107,828
+HK$6,185/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,286/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,404
−HK$5,749/mo
▼ 0.25% · 3.875%
HK$109,258
−HK$2,895/mo
Today · 4.125%
HK$112,153
baseline
▲ 0.50% · 4.625%
HK$118,065
+HK$5,912/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,306/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,366 · Scale 2, in force from 26 Feb 2026)