LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,141
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$54,794
−HK$1,679/mo
Today · 4.125%
HK$56,473
baseline
▲ 0.50% · 4.625%
HK$59,909
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,946/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,119
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,704
−HK$1,609/mo
Today · 4.125%
HK$62,313
baseline
▲ 0.50% · 4.625%
HK$65,597
+HK$3,284/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,626/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,769
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,753
−HK$2,015/mo
Today · 4.125%
HK$67,768
baseline
▲ 0.50% · 4.625%
HK$71,891
+HK$4,123/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,536/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,942
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,845
−HK$1,930/mo
Today · 4.125%
HK$74,775
baseline
▲ 0.50% · 4.625%
HK$78,717
+HK$3,942/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,550/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,397
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,711
−HK$2,351/mo
Today · 4.125%
HK$79,062
baseline
▲ 0.50% · 4.625%
HK$83,873
+HK$4,811/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,124/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,766
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,986
−HK$2,252/mo
Today · 4.125%
HK$87,238
baseline
▲ 0.50% · 4.625%
HK$91,836
+HK$4,598/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,476/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,653
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,629
−HK$3,023/mo
Today · 4.125%
HK$101,652
baseline
▲ 0.50% · 4.625%
HK$107,837
+HK$6,185/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$203,304/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,413
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,267
−HK$2,896/mo
Today · 4.125%
HK$112,163
baseline
▲ 0.50% · 4.625%
HK$118,075
+HK$5,912/mo
Deposit HK$2.33M · loan HK$20.97M · min. income ≈ HK$224,326/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,452 · Scale 2, in force from 26 Feb 2026)