LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,146
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,799
−HK$1,680/mo
Today · 4.125%
HK$56,479
baseline
▲ 0.50% · 4.625%
HK$59,915
+HK$3,436/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,958/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,124
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,710
−HK$1,609/mo
Today · 4.125%
HK$62,319
baseline
▲ 0.50% · 4.625%
HK$65,604
+HK$3,285/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,638/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,775
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,759
−HK$2,015/mo
Today · 4.125%
HK$67,774
baseline
▲ 0.50% · 4.625%
HK$71,898
+HK$4,124/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,548/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,949
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,852
−HK$1,930/mo
Today · 4.125%
HK$74,782
baseline
▲ 0.50% · 4.625%
HK$78,724
+HK$3,942/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,564/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,404
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$76,719
−HK$2,351/mo
Today · 4.125%
HK$79,070
baseline
▲ 0.50% · 4.625%
HK$83,881
+HK$4,811/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$158,140/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,774
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,994
−HK$2,252/mo
Today · 4.125%
HK$87,246
baseline
▲ 0.50% · 4.625%
HK$91,845
+HK$4,599/mo
Deposit HK$6.99M · loan HK$16.31M · min. income ≈ HK$174,492/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,663
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,638
−HK$3,024/mo
Today · 4.125%
HK$101,662
baseline
▲ 0.50% · 4.625%
HK$107,848
+HK$6,186/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,324/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,424
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,278
−HK$2,896/mo
Today · 4.125%
HK$112,174
baseline
▲ 0.50% · 4.625%
HK$118,086
+HK$5,912/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,348/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,549 · Scale 2, in force from 26 Feb 2026)