LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,148
−HK$3,333/mo
▼ 0.25% · 3.875%
HK$54,801
−HK$1,680/mo
Today · 4.125%
HK$56,481
baseline
▲ 0.50% · 4.625%
HK$59,918
+HK$3,437/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$112,962/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,127
−HK$3,194/mo
▼ 0.25% · 3.875%
HK$60,712
−HK$1,609/mo
Today · 4.125%
HK$62,321
baseline
▲ 0.50% · 4.625%
HK$65,606
+HK$3,285/mo
Deposit HK$11.65M · loan HK$11.65M · min. income ≈ HK$124,642/mo (50% DSR)
Upfront cash ≈ HK$12.64M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,778
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,761
−HK$2,016/mo
Today · 4.125%
HK$67,777
baseline
▲ 0.50% · 4.625%
HK$71,901
+HK$4,124/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$135,554/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,952
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,855
−HK$1,930/mo
Today · 4.125%
HK$74,785
baseline
▲ 0.50% · 4.625%
HK$78,727
+HK$3,942/mo
Deposit HK$9.32M · loan HK$13.98M · min. income ≈ HK$149,570/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,407
−HK$4,666/mo
▼ 0.25% · 3.875%
HK$76,722
−HK$2,351/mo
Today · 4.125%
HK$79,073
baseline
▲ 0.50% · 4.625%
HK$83,885
+HK$4,812/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$158,146/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,777
−HK$4,472/mo
▼ 0.25% · 3.875%
HK$84,997
−HK$2,252/mo
Today · 4.125%
HK$87,249
baseline
▲ 0.50% · 4.625%
HK$91,848
+HK$4,599/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$174,498/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,666
−HK$5,999/mo
▼ 0.25% · 3.875%
HK$98,642
−HK$3,023/mo
Today · 4.125%
HK$101,665
baseline
▲ 0.50% · 4.625%
HK$107,852
+HK$6,187/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,330/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,428
−HK$5,750/mo
▼ 0.25% · 3.875%
HK$109,282
−HK$2,896/mo
Today · 4.125%
HK$112,178
baseline
▲ 0.50% · 4.625%
HK$118,091
+HK$5,913/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,356/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,586 · Scale 2, in force from 26 Feb 2026)