LTV · monthly repayment
▼ 0.50% · 3.625%
HK$53,157
−HK$3,334/mo
▼ 0.25% · 3.875%
HK$54,811
−HK$1,680/mo
Today · 4.125%
HK$56,491
baseline
▲ 0.50% · 4.625%
HK$59,928
+HK$3,437/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$112,982/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,137
−HK$3,195/mo
▼ 0.25% · 3.875%
HK$60,723
−HK$1,609/mo
Today · 4.125%
HK$62,332
baseline
▲ 0.50% · 4.625%
HK$65,618
+HK$3,286/mo
Deposit HK$11.66M · loan HK$11.66M · min. income ≈ HK$124,664/mo (50% DSR)
Upfront cash ≈ HK$12.65M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,789
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,773
−HK$2,016/mo
Today · 4.125%
HK$67,789
baseline
▲ 0.50% · 4.625%
HK$71,914
+HK$4,125/mo
Deposit HK$9.32M · loan HK$13.99M · min. income ≈ HK$135,578/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,965
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,868
−HK$1,931/mo
Today · 4.125%
HK$74,799
baseline
▲ 0.50% · 4.625%
HK$78,741
+HK$3,942/mo
Deposit HK$9.32M · loan HK$13.99M · min. income ≈ HK$149,598/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,420
−HK$4,667/mo
▼ 0.25% · 3.875%
HK$76,735
−HK$2,352/mo
Today · 4.125%
HK$79,087
baseline
▲ 0.50% · 4.625%
HK$83,900
+HK$4,813/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$158,174/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,792
−HK$4,473/mo
▼ 0.25% · 3.875%
HK$85,012
−HK$2,253/mo
Today · 4.125%
HK$87,265
baseline
▲ 0.50% · 4.625%
HK$91,865
+HK$4,600/mo
Deposit HK$6.99M · loan HK$16.32M · min. income ≈ HK$174,530/mo (50% DSR)
Upfront cash ≈ HK$7.98M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,683
−HK$6,001/mo
▼ 0.25% · 3.875%
HK$98,660
−HK$3,024/mo
Today · 4.125%
HK$101,684
baseline
▲ 0.50% · 4.625%
HK$107,871
+HK$6,187/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$203,368/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,447
−HK$5,751/mo
▼ 0.25% · 3.875%
HK$109,302
−HK$2,896/mo
Today · 4.125%
HK$112,198
baseline
▲ 0.50% · 4.625%
HK$118,112
+HK$5,914/mo
Deposit HK$2.33M · loan HK$20.98M · min. income ≈ HK$224,396/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$990,763 · Scale 2, in force from 26 Feb 2026)